/* =========================================================
   CC ASSURANCE — Feuille de styles principale
   Palette : blanc cassé, bleu nuit, anthracite, accent émeraude
   Typo : Manrope (titres) / Inter (texte courant)
   ========================================================= */

:root{
  /* Couleurs */
  --c-white:        #FFFFFF;
  --c-off-white:    #F5F3EE;
  --c-navy:         #0B1220;
  --c-navy-deep:    #05080F;
  --c-navy-soft:    #1B2434;
  --c-anthracite:   #181A1F;
  --c-gray-line:    #E4E1D8;
  --c-gray-mid:     #767268;
  --c-accent:       #B08D57;      /* doré sobre */
  --c-accent-soft:  #F1E9D8;
  --c-accent-deep:  #8C6E3C;
  --c-warn-bg:      #FBF6E9;
  --c-warn-text:    #6B5A1E;

  /* Typo */
  --f-display: "Playfair Display", "Manrope", serif;
  --f-body:    "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  /* Rythme */
  --radius-s: 3px;
  --radius-m: 6px;
  --radius-l: 10px;
  --shadow-card: 0 1px 2px rgba(16,27,51,0.05), 0 6px 20px rgba(16,27,51,0.06);
  --max-w: 1160px;
  --gutter: clamp(20px, 5vw, 64px);

  color-scheme: light;
}

*, *::before, *::after{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }

body{
  margin:0;
  font-family: var(--f-body);
  color: var(--c-anthracite);
  background: var(--c-white);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  font-size: 16px;
}

img{ max-width:100%; display:block; }
a{ color: inherit; }
button{ font-family: inherit; }

h1,h2,h3,h4{
  font-family: var(--f-display);
  color: var(--c-navy);
  line-height: 1.15;
  margin: 0 0 0.5em 0;
  font-weight: 600;
  letter-spacing: -0.005em;
}
h1{ font-size: clamp(2.1rem, 4.2vw, 3.4rem); font-weight: 600; letter-spacing: -0.01em; }
h2{ font-size: clamp(1.6rem, 2.8vw, 2.25rem); }
h3{ font-size: 1.2rem; }
p{ margin: 0 0 1em 0; max-width: 62ch; }
.lede{ font-size: 1.15rem; color: var(--c-navy-soft); max-width: 52ch; }

.container{
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 var(--gutter);
}

.section{ padding: clamp(56px, 8vw, 108px) 0; }
.section--tight{ padding: clamp(40px, 6vw, 72px) 0; }
.section--off{ background: var(--c-off-white); }
.section--navy{ background: var(--c-navy); color: #EDEFF4; }
.section--navy h2, .section--navy h3{ color: #FFFFFF; }
.section--navy p{ color: #C7CCDB; }

.eyebrow{
  display:inline-block;
  font-size: 0.72rem;
  font-weight: 600;
  color: var(--c-accent-deep);
  background: var(--c-accent-soft);
  padding: 5px 12px;
  border-radius: 999px;
  margin-bottom: 16px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.section-head{ max-width: 620px; margin-bottom: 40px; }
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }

/* Boutons */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding: 14px 26px;
  border-radius: var(--radius-m);
  font-weight: 600;
  font-size: 1rem;
  text-decoration:none;
  border: 1px solid transparent;
  cursor:pointer;
  transition: background .15s ease, border-color .15s ease, transform .1s ease;
}
.btn:active{ transform: translateY(1px); }
.btn-primary{ background: var(--c-accent); color:#fff; }
.btn-primary:hover{ background: var(--c-accent-deep); }
.btn-secondary{ background: transparent; color: var(--c-navy); border-color: var(--c-gray-line); }
.btn-secondary:hover{ border-color: var(--c-navy); }
.btn-on-navy{ background:#fff; color: var(--c-navy); }
.btn-on-navy:hover{ background: var(--c-accent-soft); }
.btn-block{ width:100%; }
.btn-sm{ padding: 10px 18px; font-size: 0.92rem; }

/* Header */
.site-header{
  position: sticky; top:0; z-index: 50;
  background: rgba(255,255,255,0.92);
  backdrop-filter: saturate(150%) blur(8px);
  border-bottom: 1px solid var(--c-gray-line);
}
.site-header .container{
  display:flex; align-items:center; justify-content:space-between;
  height: 74px;
}
.logo{
  font-family: var(--f-display); font-weight: 800; font-size:1.2rem;
  color: var(--c-navy); text-decoration:none; letter-spacing:-0.01em;
  display:inline-flex; align-items:baseline;
}
.logo-initial{ color: var(--c-accent); }
.main-nav{ display:flex; align-items:center; gap: 36px; }
.main-nav a{ text-decoration:none; color: var(--c-navy-soft); font-weight:500; font-size:0.96rem; }
.main-nav a:hover{ color: var(--c-navy); }
.header-actions{ display:flex; align-items:center; gap:14px; }
.nav-toggle{
  display:none; background:none; border:none; width:40px; height:40px;
  align-items:center; justify-content:center; cursor:pointer;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after{
  content:""; display:block; width:22px; height:2px; background: var(--c-navy);
  position:relative; transition: transform .2s ease, opacity .2s ease;
}
.nav-toggle span::before{ position:absolute; top:-7px; }
.nav-toggle span::after{ position:absolute; top:7px; }

/* Hero */
.hero{ padding: clamp(48px, 7vw, 88px) 0 clamp(40px,6vw,72px); }
.hero-blur{ position:relative; overflow:hidden; }
.hero-mesh{
  position:absolute; inset:-15% -10%; z-index:0; pointer-events:none;
  background:
    radial-gradient(38% 45% at 12% 18%, color-mix(in srgb, var(--c-accent) 26%, transparent) 0%, transparent 70%),
    radial-gradient(45% 50% at 88% 10%, color-mix(in srgb, var(--c-navy) 16%, transparent) 0%, transparent 70%),
    radial-gradient(40% 45% at 70% 90%, color-mix(in srgb, var(--c-accent) 16%, transparent) 0%, transparent 70%);
  filter: blur(40px);
  animation: hero-mesh-move 18s ease-in-out infinite alternate;
}
@keyframes hero-mesh-move{
  0%{ transform: translate(0,0) scale(1); }
  100%{ transform: translate(-2%, 2%) scale(1.06); }
}
.hero-blur .container{ position:relative; z-index:1; }
.hero-grid{
  display:grid; grid-template-columns: 1.05fr 0.95fr; gap: 56px; align-items:center;
}
.hero-trust{ list-style:none; margin: 22px 0 0; padding:0; display:flex; flex-wrap:wrap; gap: 10px 22px; }
.hero-trust li{ font-size:0.92rem; color: var(--c-navy-soft); display:flex; align-items:center; gap:7px; }
.hero-trust li::before{ content:"✓"; color: var(--c-accent); font-weight:700; }
.hero-ctas{ display:flex; flex-wrap:wrap; gap: 14px; margin-top: 30px; }
.hero-reassurance{
  margin-top: 26px; font-size: 0.92rem; color: var(--c-gray-mid); max-width: 46ch;
}
.hero-visual{ position:relative; }

/* Flow illustration */
.flow-svg{ width:100%; height:auto; }

/* Cards */
.card-grid{ display:grid; gap: 20px; }
.grid-4{ grid-template-columns: repeat(4, 1fr); }
.grid-3{ grid-template-columns: repeat(3, 1fr); }
.grid-2{ grid-template-columns: repeat(2, 1fr); }
.card{
  background:#fff; border:1px solid var(--c-gray-line); border-radius: var(--radius-l);
  padding: 26px 24px;
}
.card h3{ margin-bottom:8px; font-size: 1.05rem; }
.card p{ margin:0; font-size:0.95rem; color: var(--c-navy-soft); max-width: none; }

/* Exemple pédagogique */
.example-box{
  border: 1px solid var(--c-gray-line); border-radius: var(--radius-l);
  background: var(--c-off-white);
  padding: 32px clamp(20px,4vw,40px);
  display:grid; grid-template-columns: repeat(3, 1fr); gap: 20px; text-align:center;
}
.example-box .figure{ font-family: var(--f-display); font-weight:800; font-size: 1.9rem; color: var(--c-navy); }
.example-box .figure span{ display:block; font-family: var(--f-body); font-weight:500; font-size:0.85rem; color: var(--c-gray-mid); margin-top:4px;}
.disclaimer{
  font-size: 0.85rem; color: var(--c-warn-text); background: var(--c-warn-bg);
  border: 1px solid #EFE3B8; border-radius: var(--radius-m); padding: 12px 16px; margin-top: 18px;
}

/* Steps */
.steps{ counter-reset: step; display:grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.step{ position:relative; padding-top: 6px; }
.step .num{
  font-family: var(--f-display); font-weight:800; font-size: 1.1rem; color: var(--c-accent-deep);
  background: var(--c-accent-soft); width:40px; height:40px; border-radius:50%;
  display:flex; align-items:center; justify-content:center; margin-bottom: 16px;
}

/* Comparatif deux colonnes */
.compare{
  display:grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--c-gray-line);
  border: 1px solid var(--c-gray-line); border-radius: var(--radius-l); overflow:hidden;
}
.compare-col{ background:#fff; padding: 26px; }
.compare-col.is-new{ background: var(--c-accent-soft); }
.compare-col h3{ margin-bottom: 18px; }
.compare-row{ display:flex; justify-content:space-between; gap:12px; padding: 10px 0; border-bottom: 1px dashed var(--c-gray-line); font-size:0.94rem; }
.compare-row:last-child{ border-bottom:none; }
.compare-row .label{ color: var(--c-gray-mid); }

/* People */
.people-grid{ display:grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.person-card{ display:flex; gap:18px; align-items:flex-start; background:#fff; border:1px solid var(--c-gray-line); border-radius: var(--radius-l); padding: 24px; }
.person-photo{
  width:88px; height:88px; border-radius: 50%; background: var(--c-off-white);
  display:flex; align-items:center; justify-content:center; flex:none; overflow:hidden;
  font-family: var(--f-display); font-weight:800; color: var(--c-gray-mid); font-size:1.4rem;
  border: 1px solid var(--c-gray-line);
}
.person-role{ color: var(--c-accent-deep); font-size:0.88rem; font-weight:600; margin-bottom: 6px;}

/* Calculator */
.calc{
  background:#fff; border:1px solid var(--c-gray-line); border-radius: var(--radius-l);
  padding: clamp(20px,4vw,36px); box-shadow: var(--shadow-card);
  display:grid; grid-template-columns: 1fr 1fr; gap: 32px;
}
.calc-field{ margin-bottom: 20px; }
.calc-field label{ display:block; font-size:0.9rem; font-weight:600; color: var(--c-navy); margin-bottom:8px; }
.calc-field .hint{ font-size:0.8rem; color: var(--c-gray-mid); margin-top:8px; }
.calc-input-wrap{
  display:flex; align-items:center; gap:10px;
  background: var(--c-off-white); border: 1.5px solid var(--c-gray-line); border-radius: var(--radius-m);
  padding: 4px 6px 4px 16px; transition: border-color .15s ease, box-shadow .15s ease, background .15s ease;
}
.calc-input-wrap:focus-within{
  border-color: var(--c-accent); background:#fff;
  box-shadow: 0 0 0 4px color-mix(in srgb, var(--c-accent) 16%, transparent);
}
.calc-input-wrap .calc-icon{
  display:flex; align-items:center; justify-content:center; flex:none;
  width:30px; height:30px; border-radius:50%; background: var(--c-accent-soft); color: var(--c-accent-deep);
  font-family: var(--f-display); font-weight:800; font-size:0.9rem;
}
.calc-input-wrap input{
  flex:1; min-width:0; border:none; background:transparent; padding: 12px 4px;
  font-family: var(--f-display); font-weight:700; font-size:1.15rem; color: var(--c-navy);
}
.calc-input-wrap input:focus{ outline:none; }
.calc-input-wrap input::placeholder{ font-family: var(--f-body); font-weight:400; color: var(--c-gray-mid); }
.calc-input-wrap .calc-unit{ flex:none; font-size:0.82rem; font-weight:700; color: var(--c-gray-mid); padding-right:10px; }
.calc-results{
  background: linear-gradient(160deg, var(--c-navy), var(--c-navy-deep));
  border-radius: var(--radius-l); padding: 28px; color:#EDEFF4;
}
.calc-result-row{ display:flex; justify-content:space-between; align-items:baseline; gap:10px; padding:11px 0; border-bottom:1px solid rgba(255,255,255,0.12); font-size:0.95rem; color:#C7CCDB; }
.calc-result-row strong{ color:#fff; font-family: var(--f-display); }
.calc-result-row:last-child{ border-bottom:none; }
.calc-result-row.highlight{ padding-top:16px; }
.calc-result-row.highlight span{ color:#EDEFF4; font-weight:600; }
.calc-result-row.highlight strong{ font-weight:700; font-size:1.7rem; color: var(--c-accent); }
.calc-results .disclaimer{ background: rgba(255,255,255,0.08); border-color: rgba(255,255,255,0.14); color:#C7CCDB; }

/* Formulaires */
.field{ margin-bottom: 18px; }
.field label{ display:block; font-weight:600; font-size:0.92rem; margin-bottom:6px; color: var(--c-navy); }
.field input[type=text], .field input[type=tel], .field input[type=email], .field input[type=number], .field select, .field textarea{
  width:100%; padding: 12px 14px; border: 1px solid var(--c-gray-line); border-radius: var(--radius-m);
  font-family: inherit; font-size: 1rem; background:#fff; color: var(--c-anthracite);
}
.field input:focus, .field select:focus, .field textarea:focus{
  outline: 2px solid var(--c-accent); outline-offset: 1px; border-color: var(--c-accent);
}
.choice-group{ display:flex; gap:10px; flex-wrap:wrap; }
.choice-btn{
  flex:1; min-width: 110px; text-align:center; padding: 13px 14px; border-radius: var(--radius-m);
  border: 1px solid var(--c-gray-line); background:#fff; cursor:pointer; font-weight:600; color: var(--c-navy-soft);
}
.choice-btn[aria-pressed="true"]{ border-color: var(--c-accent); background: var(--c-accent-soft); color: var(--c-accent-deep); }
.field-error{ color:#B3261E; font-size:0.84rem; margin-top:6px; display:none; }
.field.has-error input, .field.has-error select{ border-color:#B3261E; }
.field.has-error .field-error{ display:block; }
.form-progress{ display:flex; gap:8px; margin-bottom: 28px; }
.form-progress .bar{ height:4px; flex:1; background: var(--c-gray-line); border-radius:2px; overflow:hidden; }
.form-progress .bar span{ display:block; height:100%; width:0%; background: var(--c-accent); transition: width .2s ease; }
.form-step{ display:none; }
.form-step.is-active{ display:block; }
.form-nav{ display:flex; justify-content:space-between; gap:12px; margin-top: 24px; }
.consent{ display:flex; gap:10px; align-items:flex-start; font-size:0.85rem; color: var(--c-gray-mid); margin: 18px 0; }
.consent input{ margin-top:3px; }
.honeypot{ position:absolute; left:-9999px; }
.form-success, .form-error{ display:none; }
.form-success.is-visible, .form-error.is-visible{ display:block; }

/* FAQ */
.faq-list{ border-top: 1px solid var(--c-gray-line); }
.faq-item{ border-bottom: 1px solid var(--c-gray-line); }
.faq-q{
  width:100%; text-align:left; background:none; border:none; padding: 20px 0;
  display:flex; justify-content:space-between; align-items:center; gap: 20px;
  font-family: var(--f-display); font-weight:700; color: var(--c-navy); font-size:1.02rem; cursor:pointer;
}
.faq-q .icon{ flex:none; width:22px; height:22px; position:relative; }
.faq-q .icon::before, .faq-q .icon::after{ content:""; position:absolute; background: var(--c-navy); border-radius:2px; }
.faq-q .icon::before{ width:14px; height:2px; top:10px; left:4px; }
.faq-q .icon::after{ width:2px; height:14px; top:4px; left:10px; transition: transform .15s ease; }
.faq-item[aria-expanded="true"] .icon::after{ transform: scaleY(0); }
.faq-a{ max-height:0; overflow:hidden; transition: max-height .2s ease; }
.faq-a p{ padding-bottom: 20px; color: var(--c-navy-soft); }

/* CTA final band */
.cta-band{
  background: var(--c-navy); border-radius: var(--radius-l); padding: clamp(32px,5vw,56px);
  display:flex; align-items:center; justify-content:space-between; gap: 30px; flex-wrap:wrap; color:#fff;
}
.cta-band h2{ color:#fff; margin-bottom:6px; }
.cta-band p{ color:#C7CCDB; margin:0; }

/* Sticky mobile bar */
.sticky-cta{
  position: fixed; left:0; right:0; bottom:0; z-index:60;
  background:#fff; border-top:1px solid var(--c-gray-line);
  padding: 12px var(--gutter); display:none;
  box-shadow: 0 -6px 20px rgba(16,27,51,0.08);
}

/* Footer */
.site-footer{ background: var(--c-navy-deep); color:#B9BFCF; padding: 56px 0 30px; }
.footer-grid{ display:grid; grid-template-columns: 1.3fr repeat(3, 1fr); gap: 32px; margin-bottom: 40px; }
.site-footer h4{ color:#fff; font-size:0.85rem; text-transform:none; margin-bottom:14px; }
.site-footer ul{ list-style:none; margin:0; padding:0; }
.site-footer li{ margin-bottom: 10px; }
.site-footer a{ color:#B9BFCF; text-decoration:none; font-size:0.92rem; }
.site-footer a:hover{ color:#fff; }
.footer-bottom{
  border-top: 1px solid rgba(255,255,255,0.12); padding-top: 22px;
  display:flex; justify-content:space-between; flex-wrap:wrap; gap: 12px; font-size:0.82rem; color:#7B8299;
}
.footer-bottom a{ color:#9AA1B6; }

/* Badges */
.badge-row{ display:flex; flex-wrap:wrap; gap:10px; }
.badge{
  font-size:0.82rem; font-weight:600; color: var(--c-navy-soft); background: var(--c-off-white);
  border:1px solid var(--c-gray-line); padding: 7px 14px; border-radius:999px;
}

/* Breadcrumb */
.breadcrumb{ font-size:0.85rem; color: var(--c-gray-mid); margin-bottom: 20px; }
.breadcrumb a{ text-decoration:none; color: var(--c-gray-mid); }
.breadcrumb a:hover{ color: var(--c-navy); }

/* Article / conseils */
.article-grid{ display:grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.article-card{ border:1px solid var(--c-gray-line); border-radius: var(--radius-l); overflow:hidden; text-decoration:none; display:block; background:#fff; transition: transform .2s ease, box-shadow .2s ease; }
.article-card:hover{ transform: translateY(-4px); box-shadow: 0 18px 34px -18px rgba(11,18,32,0.28); }
.article-card .thumb{
  height: 150px; position:relative; overflow:hidden;
  background: linear-gradient(150deg, var(--c-navy), var(--c-navy-soft));
}
.article-card .thumb svg{ position:absolute; inset:0; width:100%; height:100%; }
.article-card .body{ padding: 20px; }
.article-card h3{ font-size:1rem; margin-bottom:8px; color: var(--c-navy); }
.article-card p{ font-size:0.9rem; color: var(--c-gray-mid); margin:0; }
.article-body h2{ margin-top: 1.4em; }
.article-body{ max-width: 68ch; }

/* Utilities */
.text-center{ text-align:center; }
.mt-0{ margin-top:0; }
.visually-hidden{
  position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden;
  clip:rect(0,0,0,0); white-space:nowrap; border:0;
}
:focus-visible{ outline: 2px solid var(--c-accent); outline-offset: 2px; }

/* Page hero (sous-pages) */
.page-hero{ padding: clamp(40px,6vw,64px) 0 8px; }
.page-hero .lede{ margin-top: 10px; }